Section 3: Conversion of Membership

  1. A membership may be converted to a joint membership upon the written request of the holder and written agreement by such holder and his or her spouse to comply with the articles of incorporation, bylaws, and rules and regulations adopted by the Board of Directors.
  2. Upon the request or death of either spouse who is a party to the joint membership, such membership shall be held solely by the remaining party. Provided, however, that a deceased person's estate shall not thereby be released from any debts due the Cooperative.